2017-18 Medical Insurance Information

Employees may be eligible for basic benefits, including medical, dental, vision, disability, or life insurance coverage. In addition, you may also participate in flexible benefit plans and other voluntary benefits. The District provides a contribution to help defray the cost of coverage for the basic benefit plans you elect for yourself and your dependents.

 

Annually, each benefits-eligible employee receives a green benefit worksheet (generally, in late August); this sheet is a reference tool for you to keep and should not to be used to make any changes to plans or coverage. The medical coverage you selected last year is located in the upper right corner of the green sheet just above the allocation.

 

For the 2017-18 school year, employees currently using Asuris must change select a new. While those on Kaiser Permanente plans (formerly Group Health) can opt to change plans/switch providers, it is not necessary. As a reminder, in the absence of a qualifying event, this is the only time of year you can add or drop dependents on either your medical and/or dental plans. If you are not making any changes to your coverage, you do nothing. In this case, your current coverage will automatically continue through the 2017-18 benefit year.

 

To make changes and/or add or drop dependents to your medical coverage please complete the appropriate enrollment form and send to payroll for processing.

 

To make changes and/or add or drop dependents to your dental coverage please go on-line @ http://resources.hewitt.com/wea or call 1-855-668-5039 and select health & insurance.

 

Finally, Deer Park School District continues to work with Gallagher Benefit Services, Inc. as our benefits consultant. The Gallagher team works on behalf of the District and extends its services to all District employees. You will find Gallagher’s contact information below.

2017-18 Deer Park Benefits Booklet (click to download)

2017-18 Medical Benefits and Enrollment Information

Kaiser Permanente (KPWA)

ENROLLMENT – Every employee new to KPWA, must download this form, fill it out completely, and ensure it’s submitted to payroll no later than .

 

ENROLLMENT FORM

 

SUMMARY OF BENEFITS – Detailed information about KPWA’s various plan offerings.

 

KPWA PLAN 1

KWPA PLAN 3

KWPA PLAN 4

Premera

ENROLLMENT – Every employee new to Premera, must download this form, fill it out completely, and ensure it’s submitted to payroll no later than. When you fill out the form use 4012383 as Premera’s group number.

 

ENROLLMENT FORM

 

SUMMARY OF BENEFITS – Detailed information about Premera’s various plan offerings.

 

PREMERA QUALIFIED HIGH DEDUCTIBLE PLAN

PREMERA EASY CHOICE A, B, and BASIC

PREMERA HERITAGE PLAN SUMMARY

PREMERA HERITAGE PLAN 3

PREMERA BASIC PLAN

PREMERA HERITAGE PLAN 5

Gallagher Benefit Services:  (509) 838-5571

  • Zach Proett  ||  Zach_Proett@ajg.com
  • Kevin Best  ||  Kevin_Best@ajg.com

Insurance Providers and Contact Information:

Universal Notice of Availability for Deer Park’s 403(b) & 457(b) plans

In compliance with the requirements of IRC §403(b)(12(A)(ii) this Notice will advise you of the voluntary 403(b) Program established and maintained for the benefit of all employees.

Open enrollment is the time to act if you wish to maximize your pre-tax contributions to the 403(b) and 457(b) Plans or make changes for this calendar (taxable) year. All employees who are employed by the Deer Park School District are eligible, including both full and part-time employees.

You have the opportunity to save for retirement by participating in a 403(b) and a 457(b) retirement plan. If there are any questions about the 403(b) plan, you may contact the plan administrator, The OMNI Group at 877-544-6664. Additionally, we recommend that all employees view a brief, 3-minute video presentation called, “403(b) – Why me?” explaining a 403(b) plan, and how to contribute.

In regard to Washington State’s Deferred Compensation Program (DCP), which is a 457(b) pre-tax salary deferral retirement savings plan, you can download the “What is a Deferred Compensation Program” flyer and you can also access additional resources online at the Washington State Deferred Compensation Program website.

 

* What’s the difference between 403(b) and 457(b)?

Both are tax deferred plans. In 457(b), there is no minimum retirement age which means there is not a 10% penalty upon withdrawal of money based on a qualifying event. An early withdrawal penalty does apply to both 403(b) and 401k plans.

What is notable is that if an employer offers both 457(b) and 403(b), an employee can choose to contribute to both from his salary.

While under 403(b), an employee can withdraw money for hardship circumstances such as buying a home or for the education of himself or a qualified dependent. Such withdrawals are not allowed under the unforeseen emergency provisions of a 457(b) plan.

 

2016-17 Notice of Universal Availability (click to download)